Is ‘Just Right’ Sizing the Key to Buying a Home These Days?

If you’re trying to buy a home these days, you know how challenging—if not downright impossible—it can be.Rising interest rates, sky-high prices, and low inventory have turned an otherwise exciting home shopping experience into a seemingly hopeless prospect.But what if you took a page or two from the time-tested tale of “Goldilocks and the Three Bears”? CLICK HERE to read more!

Here's how much — or little — the typical American has in a 401(k)

Recent data on how much money people have tucked away in their 401(k) plans highlights just how far most Americans have to go to reach their retirement savings goals.

As of the third quarter, 401(k) participants whose plan was managed by Fidelity Investments had a median balance of $23,800, according to recent data from the wealth management firm. Savings were even slimmer for other types of retirement plan, with median savings of $20,600 for 403(b) accounts and $14,500 for individual retirement accounts.  Learn More CLICK HERE

1 in 5 Millennials & Two-Thirds of Gen Z Struggle to Leave the Nest

Bucking the time-honored tradition of “flying the nest”, an astounding 68% of young Gen Z adults are choosing familial confines as opposed to independent living, thus weaving a complex narrative of economic, social and familial ties in modern America. What’s more, Millennials aren’t far behind with 20% still residing in their parental homes. But, what does this mean for our society, economy and the individuals involved? Digging into the data reveals a tale of generational adaptation, financial pragmatism, and evolving familial structures that are reshaping the American Dream. CLICK HERE to read more

Here’s how long $1 million in retirement savings lasts in every state—and where it runs out the fastest

Most Americans believe they’ll need to save up at least $1 million to retire comfortably. But depending on where you plan to spend your post-work years, that may or may not be enough money to sustain you. CLICK HERE TO FIND OUT MORE

In Retirement, Put Your Eggs in These Three Baskets

Let’s say that your retirement is now around the corner. You’ve heard theories on what you should do in retirement. You have saved and saved and now … You have to make a change and start spending.

Dick Van Dyke has been quoted as saying, “I found out retirement means playing golf, or I don’t know what it means. But to me, retirement means doing what you have fun doing.”

This is a mindset shift that may be helpful for those who are uncertain about the future. As you focus on retirement, think about retiring to something, not retiring from something. Read more CLICK HERE

Older Americans say they feel trapped in Medicare Advantage plans

Medicare Advantage is government health insurance managed by private companies. Some find it lets them down after a serious diagnosis. CLICK HERE to read the article.